PRIVACY POLICYPlease note that with respect to any social media platform that Santander works with, Santander will follow that platform`s privacy policy with respect to the content you submit to Santander`s social media pages, and santander will comply with and expect you to comply with that social media platform`s terms of use or other applicable agreements. The guidelines below for each community contain links to the applicable privacy policies. USE OF INFORMATION AND MATERIALSThe Website is provided for informational purposes only and is not provided as financial advice. The content of this website, including the terms, conditions and descriptions contained therein, is subject to change without notice and without liability to you. Unauthorized use of or access to this website or misuse of passwords or information contained on this website is strictly prohibited. Certain characteristics of the products and services described, such as interest rates. B, may differ depending on geographical location. Not all products and services on this website are available in all geographic regions. Your eligibility for certain products and services is subject to final acceptance by Santander or third parties. With respect to the information, products and services offered by this website, Santander does not distribute or require anyone to use information, products, services or materials in any jurisdiction where such information, products, services or materials are prohibited by law. The information contained on this website is not intended to constitute an offer or solicitation to buy shares of Banco Santander, S.A. or any other security or financial instrument.

Santander reserves the right to terminate any offer or transmission of the Website without notice. Any communication on this website does not modify or replace any customer agreement you have with Santander. Santander`s rights to compensation under this section are in addition to all other rights and remedies available at law or in equity. Santander`s exercise of compensation rights is without prejudice to these other rights and remedies. You agree to this compensation by accessing account information through this website or Santander`s systems, regardless of the terms of any agreement you have entered into with a customer or account holder that says otherwise. This indemnification includes, but is not limited to, losses related to (1) a data breach of your system(s) and (2) a data breach of the system(s) of any person or entity with whom you have provided or shared Santander customer account data. INDEMNIFICATIONYou agree to defend, indemnify and hold harmless Santander and all of its respective directors, officers, employees, agents, successors and assigns from and against all losses, liabilities, damages, claims and expenses, including attorneys` fees, arising out of, in connection with or arising out of (directly or indirectly) your violation of these Terms of Use or misuse of this website. loyal. Social media pages or products or services provided through this website. THE TERMS OF USE, which contain the following guidelines for each social media community (collectively, these “Terms”), govern your access to and use of the social media pages of Santander Bank, N.A.

(“Santander”, “we”, “us” or “our”). By accessing or using our social media sites, you acknowledge that you have read and understood these Terms and that you agree to be legally bound by these Terms, our policies and those of third parties that host our social media sites, and applicable laws and regulations. If you do not agree, you must not access or use our social media pages. We reserve the right to change these Terms at any time in our sole discretion. Changes will take effect as soon as they are posted. We also reserve the right to waive or modify these Terms as they apply to a particular publication or person without affecting the application of these Terms to all other publications and persons. We may remove comments that we deem off-topic, including requests. In addition, we may delete identical posts from the same user or from multiple users (a group of people sending identical messages or a person submitting under different aliases). For identical contributions, we usually leave the first submission and remove duplicates.

BOSTON/DALLAS – February 4, 2021. Since 2015, SHUSA and HC have made significant progress in strengthening oversight, compliance, risk management, capital planning and liquidity risk management. The 2017 written agreement committed Santander to strengthen Santander`s risk management in the United States, and its termination reflects the progress made by Santander in recent years. Enhancements to SHUSA`s and HC`s risk management programs in response to the 2017 written agreement are now fully integrated into Santander`s U.S. operations. ADDITIONAL TERMS Some pages of this website may contain separate terms and conditions that apply in addition to these Terms of Use. In case of opposition, these separate terms and conditions apply to the products and services offered or provided on these sites. IN NO EVENT SHALL SANTANDER`S LIMITATION OF LIABILITY BE LIABLE FOR ANY DAMAGES, LOSSES OR LIABILITIES, INCLUDING, BUT NOT LIMITED TO, LOSS OF PROFITS, OPPORTUNITIES OR INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL, PUNITIVE OR EXEMPLARY DAMAGES, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY OR OTHERWISE ARISING OUT OF THE USE OR INABILITY TO USE OR IN ANY MANNER SO BE IT.

ARE ASSOCIATED WITH IT. THIS WEBSITE OR ITS DISTRIBUTION OR ANY LINKED WEBSITE, EVEN IF SANTANDER IS INFORMED OF THE POSSIBILITY OF DAMAGES, LOSSES OR LIABILITY. BECAUSE SOME STATES AND JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. YOU HEREBY INDEMNIFY AND VOID ALL CLAIMS YOU MAY HAVE AGAINST SANTANDER FOR ANY LOSS OR DAMAGE YOU SUFFER IN CONNECTION WITH YOUR USE OF THIS WEBSITE. © 2021 Santander Bank, N.A. All rights reserved. Santander Bank, N.A. is a member of the FDIC and Equal Housing Lender.

The copyrights contained on this website, including but not limited to text, design, software, images, graphics, sound, recordings, images, source code and content, are owned by Santander. Certain screen layouts, graphics and graphical user interfaces on this website that are not the property of Santander are licensed to Santander. These copyrighted works and licensed material are protected by U.S. and international copyright laws and treaties and may not be modified, copied, reproduced, republished, downloaded, downloaded, displayed, transmitted, publicly displayed, used to create a derivative work, linked, transmitted, sold or otherwise used for public or commercial purposes without the express written consent of Santander. become. Santander is not responsible for the views and/or comments of users of Santander profiles on Facebook, Instagram, Twitter, LinkedIn, YouTube and Google+ (“Santander Social Media Platforms”) belonging to third parties not affiliated with Santander. Santander assumes no responsibility for the accuracy, correctness or timeliness of the information it contains. Santander is not responsible for the privacy or security policies on these websites or other third-party websites that may be linked to, from or within these websites and accepts no liability for any damages arising from the use of these websites. Santander Holdings USA, Inc. and Santander Consumer USA Inc.

confirm the termination of the written agreement with the Federal Reserve Bank of Boston COOKIE DISCLOSURE, NOTICE AND CONSENTantander may use a number of tools to collect information about you, your computer access points and the web browser you use to connect to this website. Cookies are, for example, tiny text files that we place on your computer`s hard drive when you visit this website. We may use cookies to personalize your interactions with this website. You are not obliged to accept our cookies and you can configure your browser to restrict use and you can delete them after they have been placed on your hard drive. If you do not accept or delete our cookies, some areas of this website may take longer or not function properly. We expect conversations to follow the rules of polite speech, and we ask participants to treat each other and our staff with respect. We may remove comments or contributions that we believe to be: POTENTIAL DISRUPTION TO THE SERVICEAccess to the Site may be unavailable, delayed, restricted or slowed down from time to time, including, but not limited to: COPYRIGHT AND INTELLECTUAL PROPERTY POLICYIn addition to our rights in the Content, please refer to the following copyright and copyright policies: SUBMISSIONSAll information submitted to Santander through this website; are considered the property of Santander and remain the property of Santander, and Santander is free to use any ideas, concepts, know-how or techniques contained in this information for any purpose whatsoever. .